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Terms of Service — Pearlstone Technologies

Effective: October 18, 2026

These terms govern use of the Pearlstone Technologies corporate website at pearlstonetechnologies.com, operated by Pearlstone Technologies LLC (“Pearlstone,” “we,” “us”). They do not govern the unreleased EnvelopeCircle mobile app, which will have separate applicable terms.

Information-only website

Content is provided for general information about our company and proposed products. It does not provide personalized financial, investment, legal, banking or tax advice, and does not constitute an offer of regulated financial services. Product features, jurisdictions, pricing and timelines may change. Pearlstone is not acting as a bank or holding visitor funds through this website.

Contact and inquiries

If you contact us about a product or partnership, your message does not establish a contractual partnership, advisory relationship, or an obligation to enter negotiations.

Acceptable use

Do not interfere with website operation, attempt unauthorized access, use bots to submit fraudulent signups, introduce malware, misuse content or violate applicable law. We may restrict abusive access where permitted.

Intellectual property

Website content, branding, graphics and text belong to Pearlstone or its licensors. You may browse for lawful personal or business information; no license to copy or commercially exploit the materials is granted.

Third-party services and links

Our site may link to services we do not control. Their terms and policies may apply. We do not guarantee their availability or content.

Privacy

See our Privacy Policy for an explanation of website data collection, hosting data, and relevant choices.

Availability and disclaimer

To the extent permitted by applicable law, this website is offered “as is” and “as available,” without warranties of merchantability, fitness for a particular purpose or uninterrupted operation. Nothing in these terms excludes rights that cannot lawfully be excluded.

Liability

To the fullest extent permitted by law, Pearlstone is not liable for indirect, incidental, special, consequential or punitive damages from use of this information-only website. Liability limitations do not apply where prohibited, including any liability that cannot legally be limited. No limitation here restricts mandatory consumer rights.

Governing law and disputes

Subject to mandatory applicable rights, these terms are governed by the laws of Wyoming, United States, without regard to conflict-of-laws rules. Appropriate courts with jurisdiction will resolve disputes, subject to applicable legal requirements.

Updates

We may revise these terms; the effective date will be updated. Continued use after updated terms become effective indicates acceptance to the extent permitted by law.

Contact

Pearlstone Technologies LLC
ikenna@pearlstonetechnologies.com